Updated 24 May 2022
Coiniverse Terms and Conditions
Welcome to Coiniverse, the mobile application and online service of Mint of Finland Ltd (together with its affiliates, “Mint of Finland” “we,” or “us”). Mint of Finland Ltd is a company duly established and existing under the laws of Finland, having its registered office at Suokallionkuja 4, FI-01741 Vantaa, Finland. Mint of Finland can be contacted by e-mail: info@mint.fi or by phone: +358 9 894 31.
Please read these Terms of Use carefully before using the services offered by Mint of Finland. These Terms of Use set forth the legally binding terms and conditions for your use of Coiniverse service.
By accessing or using the Mint of Finland services, mobile application and software provided through or in connection with the Coiniverse platform (“Platform” or “Mobile App”), you signify that you have read, understood, and agree to be bound by these Terms of Use Mint of Finland Privacy Policy and the other applicable rules, policies and terms provided with the Platform (collectively, this “Agreement”), whether or not you are a registered user of our Platform.
We reserve the right to amend this Agreement at any time in our sole discretion by posting the revised Agreement on the Platform and Mint of Finland website https://www.rahapaja.fi/en/coiniverse-terms-of-use/. Your continued use of the Platform after any such changes constitutes your acceptance of the revised Agreement. This Agreement applies to all visitors, users, and others who access the Platform (“You”, “User” or “Users”).
These Terms of Use apply also to Mint of Finland partner companies, cooperating with Mint of Finland in the development, marketing and/or launch of the Platform or in case Mint of Finland provides services related to the Platform (hereinafter “Partner”), to the extent not otherwise agreed between Mint of Finland and the Partner. In this case reference to “You”, “User” and “Users” shall refer to the Partner in question.
This Agreement is executed between You and Mint of Finland and not between you and any other party, including Apple for iOS users and Google for Android users. You agree that any claims brought by You arising out of this Agreement or Your use of the Platform will not be made against Apple or Google, as applicable. Notwithstanding the foregoing, upon Your acceptance of this Agreement, allows Apple or Google, as applicable, to enforce this Agreement against You as a third party beneficiary thereof. Mint of Finland is not responsible for any applicable third-party agreement between You and Your any third-party, including your wireless provider.
1. User Account
Mint of Finland provides a place for you to discover, scan, collect coins. In addition, the Platform may connect buyers and sellers of collectible coins to facilitate purchase and sale transactions between them. However, any purchase or sale transactions are effectuated directly between the respective buyer and seller. Mint of Finland nor the Platform does not sell or buy or provide a marketplace for effectuating sales or purchases of coins or other collectibles.
In order to use our Platform, the User must sign in by filling out a form and create a profile (“Member” account). When registering the User provide us with certain information, including email, password, and name. Your account gives you access to the services and functionality that we may establish and maintain from time to time and in our sole discretion. When using the Platform, you may add details of your coin collection and you may choose which data you wish to share with other users of the Platform.
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account, and you agree to accept responsibility for all activities that occur under your account or password.
Mint of Finland may permanently or temporarily terminate, suspend, or otherwise refuse to permit your access to the Platform without notice and liability for any reason, including if in Mint of Finland’ sole determination you violate any provision of this Agreement.
The Platform is subject to scheduled and unscheduled service interruptions. All aspects of the Platform are subject to change or elimination at Mint of Finland‘s sole discretion. You agree that Mint of Finland will not be liable to you for any interruption of the Platform, delay or failure to perform.
You are solely responsible for your potential interactions with other Platform Users. We reserve the right, but have no obligation, to monitor disputes between you and other Users. Mint of Finland shall have no liability for your interactions with other Users, or for any User’s action or inaction.
2. Coiniverse service options
Registered Users have the right to choose the option for a paid subscription plan. The paid subscription plan offers Users extended digital coin collecting features on top of the existing features that are granted for Users for free.
The upgrade mechanism may differ depending on the Market place platform; please refer to the respective Market place operator’s terms and conditions to determine the course of action required. The purchase contract is subject to the conditions of the respective Market place in addition to these terms and conditions. Those conditions also determine whether the purchase contract is concluded between the User and the Market place or between the User and Mint of Finland Ltd.
In-app purchases are billed by the respective Market place. The payment terms stipulated by the respective Market place operator apply.
2.1 Coiniverse paid subscription on Google Play and iOS
There are two alternatives for choosing the paid subscription model
- Coiniverse Pro Monthly
- Coiniverse Pro Annually
Coiniverse paid subscription can be activated through Coiniverse iOS and Google Play applications. In order to activate the paid subscription, Users can choose to activate either a monthly or an annual plan as per instructed on the order confirmation.
2.2 Coiniverse paid subscription free trial period
Coiniverse Pro Monthly and Coiniverse Pro Annually paid subscriptions can be cancelled free of charge within 7 days of conclusion.
2.3 Auto-Renewal
Coiniverse paid subscription plans are billed automatically. The Coiniverse paid subscription fees will auto-renew until You choose to cancel your subscription. You have the right to cancel your paid subscription plan at any time.
2.4 Cancellation of Subscription
In order to cancel an active subscription on Google Play Users should
- Open the Google Play app.
- At the top right, tap the profile icon.
- Tap Payments & Subscriptions.
- Select the subscription you want to cancel.
- Tap Cancel subscription.
- Follow the instructions.
If You have a subscription with an app and the app gets removed from Google Play, Your future subscription will be canceled. Your past subscriptions will not be refunded.
In order to cancel an active subscription on iOS Users should
- Open the Settings app.
- Tap your name.
- Tap Subscriptions
- Tap the subscription you want to manage. Can’t see the subscription you’re looking for?
- Tap Cancel Subscription. Or, if you want to cancel Apple One but keep some subscriptions, tap Choose Individual Services. If you can’t see Cancel, the subscription has already been cancelled and won’t be renewed.
The cancellation of a subscription will go into effect when the active paid subscription billing cycle ends. Users who have opted in for a paid Coiniverse subscription and cancel their subscription during the active subscription period will not receive a refund for the current billing period, but will continue to receive their subscription content for the remainder of the current billing period, regardless of the cancellation date. The User’s cancellation goes into effect after the current billing period has passed.
When Your Coiniverse paid account subscription comes to an end, your account will switch back to a free account. Please, note that in a case a user chooses to delete or deinstall the Coiniverse application, the paid subscription, if active, won’t be canceled, but it has to be done separately on Google Play or iOS depending on the Coiniverse app version.
3. License
Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the Platform on a single mobile device owned or otherwise controlled by you strictly in accordance with the usage limits or controls set forth by this Agreement and: (a) the App Store Terms of Service, for iOS users accessing the Mobile App on an Apple product, and (b) Google Play Terms of Service for Android users accessing the Mobile App on an Android product.
This license does not include any resale or commercial use of any part of the Platform, or its contents; any derivative use of any part of the Platform or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly granted to you in this Agreement are reserved and retained by us or our licensors other content providers. No part of the Platform may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without our express written consent. You may not misuse the Platform. You may use the Platform only as permitted by law. The license granted by us can be terminated if you do not comply with this Agreement.
4. User Content
Some areas of the Platform may allow Users to upload, publish, display, link to, make available or otherwise add to the Platform (hereinafter, “post”) photos, coin collections, reviews, comments, questions, coin data, coin events, highlights, and other information including Users’ names, likenesses, User’s coin collection and photos on coins (“User Content”). You are solely responsible for your User Content. You agree not to post User Content that is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights (including publicity rights), or otherwise injurious to third parties or objectionable, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam” or unsolicited commercial electronic messages. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of content. You hereby represent that you are the owner of all the copyright rights with respect to, or that you have the legal right to post, your User Content, and that you have the power to grant the license granted below. Mint of Finland reserves the right to monitor, reject and/or remove any User Content at any time. For example, Mint of Finland may, but is not obligated to, reject and/or remove any User Content that Mint of Finland believes, in its sole discretion, violates these provisions.
Mint of Finland takes no responsibility and assumes no liability for any User Content that you or any other Users or third parties post or send over the Platform. You understand and agree that any loss or damage of any kind that occurs as a result of the use of any User Content that you post is solely your responsibility. Mint of Finland is not responsible for any public display or misuse of your User Content. You understand and acknowledge that you may be exposed to User Content that is inaccurate, offensive, indecent, or objectionable, and you agree that Mint of Finland shall not be liable for any damages you allege to incur as a result of such User Content.
5. User Content License
By posting or adding any User Content on the Platform, such as coin photos or information on collectible coins, you expressly grant to Mint of Finland a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and display such content throughout the world in any media. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Mint of Finland for all claims resulting from content you supply.
6. No Included Maintenance and Support.
Mint of Finland may deploy changes, updates, or enhancements to the Platform at any time. Mint of Finland may provide maintenance and support for the Platform, but has no obligation whatsoever to furnish such services to You and may terminate such services at any time without notice. You acknowledge that neither Apple (for iOS Mobile App) nor Google (for Android Mobile App) has an obligation to furnish any maintenance or support services in connection with the Platform.
7. Our Proprietary Rights
Except for your User Content, the Platform and all materials therein or transferred thereby, including, without limitation, software, text, graphics, logos, trademarks, service marks, copyrights, photos, marketing materials, as well as any other materials provided by Mint of Finland in connection with the services (the “Mint of Finland Content”), and all intellectual property Rights related thereto, are the exclusive property of Mint of Finland and its licensors. Except as explicitly provided herein, nothing in this Agreement shall be deemed to create a license in or under any such intellectual property rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any materials or content accessible on the Platform. Use of the Mint of Finland Content or materials on the Platform for any purpose not expressly permitted by this Agreement is strictly prohibited.
You may choose to or we may invite you to submit comments or ideas about the Platform, including without limitation about how to improve the Platform or our products (“Ideas”). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place Mint of Finland under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, Mint of Finland does not waive any rights to use similar or related ideas previously known to Mint of Finland, or developed by its employees, or obtained from sources other than you.
8. Eligibility
This Platform is intended solely for Users who are sixteen (16) years of age or older, and any registration, use or access to the Platform by anyone under 16 is unauthorized, unlicensed, and in violation of this Agreement. For the avoidance of doubt this section does not apply to the Partners.
9. Mint of Finland as Platform provider
The User is aware that use of the information, such as coin data, coin prices, event information or user posts in the Platform is without any responsibility for Mint of Finland, as Mint of Finland is only providing the Platform as a service to enable Users to discover coins, add User Content to the platform in order to share information on coins and to link with various third-party vendors.
Mint of Finland is a Platform provider only, and we are not obliged to provide any background check or qualification and no approval procedure, system or process towards the Users and/or the content of the Platform.
10. Third-Party Websites, Advertisers or Services
Mint of Finland may contain links to third-party websites, advertisers, or services that are not owned or controlled by Mint of Finland. Mint of Finland has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites or services. If you access a third party website from Mint of Finland, you do so at your own risk, and you understand that this Agreement and Mint of Finland’ Privacy Policy do not apply to your use of such sites. You expressly relieve Mint of Finland from any and all liability arising from your use of any third-party website or services or third party owned content.
Additionally, your dealings with any third parties or participation in promotions of advertisers found on the Platform, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such third parties. You agree that Mint of Finland shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.
We may provide advertisers and other business partners with anonymized reports about the kinds of people seeing or clicking their ads or using Mint of Finland services, but we don’t share information that personally identifies Users. More information about processing of personal data can be found at our privacy policy, please see www.suomenrahapaja.fi/en/privacy.
We encourage you to be aware of when you leave the Platform, and to read the terms and conditions and privacy policy of any third-party website or service that you visit.
11. Indemnity
You agree to defend, indemnify and hold harmless Mint of Finland and its subsidiaries, agents, managers, and other affiliated companies, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Platform, including any data or content transmitted or received by you; (ii) your violation of any term of this Agreement, including without limitation your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy, publicity rights or intellectual property rights; (iv) your violation of any applicable law, rule or regulation; (v) any claim or damages that arise as a result of any of your User Content or any that are submitted via your account; or (vi) any other party’s access and use of the Platform with your unique username, password or other appropriate security code.
12. Termination
These Terms are in force for as long as the Users account is active. You or we may suspend or terminate your account or your use of the Platform at any time, for any reason or for no reason without any notice
Mint of Finland can discontinue providing the Platform or the services permanently or temporarily at any time. However, as regards to Partners, the Parties shall provide 30 days written notice before termination of cooperation.
Mint of Finland’s rights to User Content shall not be affected by the termination of the Member account, this Agreement or the Platform.
13. No Warranties
THE PLATFORM AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE PLATFORM ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. MINT OF FINLAND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE PLATFORM, OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE PLATFORM, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THE PLATFORM IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MINT OF FINLAND DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MINT OF FINLAND DOES NOT WARRANT THAT THE PLATFORM, INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE PLATFORM, MINT OF FINLAND’ SERVERS OR ELECTRONIC COMMUNICATIONS SENT FROM MINT OF FINLAND ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
14. Limitation of Liability
MINT OF FINLAND WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE PLATFORM, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE PLATFORM. IN NO EVENT SHALL MINT OF FINLAND BE LIABLE TO ANYONE FOR ANY INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR FOR ANY DAMAGES TO YOUR COMPUTER, TELECOMMUNICATION EQUIPMENT, OR OTHER PROPERTY AND/OR FOR LOSS OF DATA, CONTENT, IMAGES, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE, ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THESE TERMS, INCLUDING BUT NOT LIMITED TO THE ACCESSING OR USE OF, OR INABILITY TO USE, THE WEBSITE AND THE SERVICES ASSOCIATED THEREWITH INCLUDING BUT NOT LIMITED TO THE DOWNLOADING OF ANY MATERIALS, REGARDLESS OF CAUSE, WHETHER IN AN ACTION IN CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTION, EVEN IF THE PARTY FROM WHICH DAMAGES ARE BEING SOUGHT OR THE THIRD PARTY PROVIDER HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. In no event shall Mint of Finland’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty euros (€ 50.00). The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.
15. Export compliance
You represent and warrant that: (a) You are not located in a country that is subject to a EU or United States Government embargo (b) You are not located in a country that has been designated by the United States Government as a “terrorist supporting” country; and (c) You are not listed on any U.S. Government list of prohibited or restricted parties. You further agree not to transport the Mobile App to or use the Mobile App in any such country.
16. Assignment
This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Mint of Finland without restriction.
17. Severability
In the event that any provision in this Agreement shall be found by a governmental authority, court or arbitrator of competent jurisdiction to be invalid, illegal or unenforceable, such provision shall (providing same is not inimical to the intended purpose to this Agreement) be construed and enforced as if it had been narrowly drawn so as not to be invalid, illegal or unenforceable, and the validity, legality and enforceability of the remaining provisions of this Agreement shall not in any way be affected or impaired thereby.
18. No Waiver
No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and Mint of Finland’ failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.
19. Applicable law
This Agreement shall be governed by and construed in accordance with Finnish law.
Should any dispute arise between the Partner and Mint of Finland out of or in connection with the Agreement, it shall be finally settled in accordance with the Arbitration Rules of the Arbitration Institute of the Finland Chamber of Commerce by one arbitrator appointed in accordance with the said Rules. The arbitration shall take place in Helsinki, Finland, in the English language.